Q. Can I actually save money each month and get better Health Insurance benefits?
A. In most cases, our clients save on the average 30 to 50% on their Health Insurance premiums each month and get much better benefits especially in the areas that really matter the most. We call this our Health Plans 4 Less Approach™.We start with a lower cost; common sense major Medical Health plan provided by the top Health Insurance carriers in the state and then combined that with other affordable ancillary benefits. The result is monthly savings and better benefits in most cases.
Q. What are some of these other ancillary benefits you’re talking about?
A. We add to the lower cost, common sense major Medical Health plan extra valuable benefits such as an accident reimbursement plan, a critical illness paycheck protection benefit and a dental plan to round out the package.
Q. Can I keep my same doctor that I currently have?
A. Because we use PPO based plans in our Health Plans 4 Less Approach™ in most cases you can certainly continue to use the same doctor that you’ve been working with.
Q. How different will my benefits be?
A. In the areas that really matter the most your coverage will generally be much better. Of course, depending on the lower cost, common sense major Medical Health plan that you choose based on what you feel best meets your needs, the benefits will vary.
Q. What if I need to file a claim or have other questions about my Health Care along the way?
A. You can always call your insurance agent to answer any questions that you may have. Additionally, you’ll receive a package for each of the companies that make up the Health Plans 4 Less Approach™ that will have a dedicated customer service numbers that you can call with your specific questions at any time during normal business hours.
Q. Do you offer Life Insurance and retirement planning?
A. Yes we do! We offer some of the most competitive and comprehensive term Life Insurance plans available in the state. In addition, we also have retirement plans that are safe and secure. With these plans if the Stock Market goes down you cannot lose any money. In today’s world most people are looking for security and safety with their retirement savings plans.
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